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Justyne Falzon

Court of Appeal Upholds Insurers’ Freedom to Select Their Risks Insurance & ReinsuranceLitigation & Dispute Resolution

Court of Appeal Upholds Insurers’ Freedom to Select Their Risks

In the case of Joseph Psaila vs Argus Insurance Company (Europe) Ltd  decided on the 26th of March 2026, the Court of Appeal confirmed that insurers may, at their own discretion, decide which risks and clients they wish to accept. Joseph Psaila, a taxi driver licensed to operate Y-plate vehicles, owned two cars: a Toyota and a Peugeot . At the time proceedings were initiated before the First Hall of the Civil Court, the Toyota was still insured, while the Peugeot’s policy had already expired. Both vehicles had previously been insured with Argus Insurance Company (Europe) Ltd (‘Argus’). Psaila alleged…
Christine Calleja and Justyne Falzon
27th March 2026
Proposed Amendments to the Harassment Provisions in Chapter 452 Employment and Industrial Relations

Proposed Amendments to the Harassment Provisions in Chapter 452

On 23rd February 2026, the Parliament of Malta tabled Bill No. 166 (the “Bill”), which proposes amendments to the Employment and Industrial Relations Act (Chapter 452) and is aimed at further aligning national legislation with international labour standards, particularly those set out in the Violence and Harassment Convention, 2019 (No. 190) adopted by the International Labour Organization. One of the amendments proposed by this Bill involves the replacement of the marginal note in Article 29 to explicitly clarify that the provision addresses sexual harassment. The centrepiece of the Bill is the insertion of a new Article 29A, which introduces an…
Christine Calleja and Justyne Falzon
20th March 2026
Migration workers at a meeting
Understanding Malta’s Updated Labour Migration Policy Employment and Industrial RelationsImmigration

Understanding Malta’s Updated Labour Migration Policy

What is the Malta Labour Migration Policy? Malta’s Labour Migration Policy regulates the employment of Third-Country Nationals (TCNs), ensuring that labour migration responds to genuine market needs while protecting workers’ rights and supporting social cohesion. Over the past decade, Malta’s strong economic growth, combined with an ageing population and low fertility rates, has significantly reduced the size of the local workforce. Foreign workers have therefore become essential to sustaining economic activity, filling skills gaps, and supporting emerging industries. While this reliance on foreign labour has supported growth, it has also created challenges, including pressure on infrastructure, high employee turnover, and…
Julian Fenech Adami and Justyne Falzon
16th January 2026
Malta’s Pension System
Consultation on Maltese Pension System Employment and Industrial Relations

Consultation on Maltese Pension System

Introduction On 5th January 2026, the Government of Malta, through the Ministry for Social Policy and Children’s Rights, launched a public consultation on the ‘Strategic Review of the Adequacy, Sustainability, and Solidarity of Malta’s Pension System’. The consultation, which is open until 3rd April 2026, invites feedback from workers, pensioners, employers, and the wider public. This review is conducted every five years in accordance with Article 64B of the Social Security Act. Its purpose is to assess whether the pension system continues to provide adequate retirement income, remains financially sustainable in the long term, and distributes responsibilities fairly across society.…
Christine Calleja and Justyne Falzon
13th January 2026
The Legal Framework for Whistleblowing in Malta: A Guide for Employers and Employees Employment and Industrial Relations

The Legal Framework for Whistleblowing in Malta: A Guide for Employers and Employees

1 - Who is a whistleblower? The term ‘whistleblower’ refers to any employee who submits a disclosure to the designated Whistleblowing Reporting Officer, regardless of whether such disclosure qualifies as a protected disclosure. The status and protection of whistleblowers are regulated by the Protection of the Whistleblower Act (Chapter 527). 2 - Who qualifies as a whistleblower under the Act? The term ‘employee’ refers to any person who has entered into, or is engaged under, a contract of service with an employer. This definition also encompasses: Contractors Sub-contractors who perform work, provide services, or agree to carry out such work…
Justyne Falzon and Christine Calleja
17th October 2025