Court of Appeal Upholds Insurers’ Freedom to Select Their Risks Insurance & ReinsuranceLitigation & Dispute Resolution

Court of Appeal Upholds Insurers’ Freedom to Select Their Risks

In the case of Joseph Psaila vs Argus Insurance Company (Europe) Ltd  decided on the 26th of March 2026, the Court of Appeal confirmed that insurers may, at their own discretion, decide which risks and clients they wish to accept. Joseph Psaila, a taxi driver licensed to operate Y-plate vehicles, owned two cars: a Toyota and a Peugeot . At the time proceedings were initiated before the First Hall of the Civil Court, the Toyota was still insured, while the Peugeot’s policy had already expired. Both vehicles had previously been insured with Argus Insurance Company (Europe) Ltd (‘Argus’). Psaila alleged…
Proposed Amendments to the Harassment Provisions in Chapter 452 Employment and Industrial Relations

Proposed Amendments to the Harassment Provisions in Chapter 452

On 23rd February 2026, the Parliament of Malta tabled Bill No. 166 (the “Bill”), which proposes amendments to the Employment and Industrial Relations Act (Chapter 452) and is aimed at further aligning national legislation with international labour standards, particularly those set out in the Violence and Harassment Convention, 2019 (No. 190) adopted by the International Labour Organization. One of the amendments proposed by this Bill involves the replacement of the marginal note in Article 29 to explicitly clarify that the provision addresses sexual harassment. The centrepiece of the Bill is the insertion of a new Article 29A, which introduces an…
Malta’s Pension System
Consultation on Maltese Pension System Employment and Industrial Relations

Consultation on Maltese Pension System

Introduction On 5th January 2026, the Government of Malta, through the Ministry for Social Policy and Children’s Rights, launched a public consultation on the ‘Strategic Review of the Adequacy, Sustainability, and Solidarity of Malta’s Pension System’. The consultation, which is open until 3rd April 2026, invites feedback from workers, pensioners, employers, and the wider public. This review is conducted every five years in accordance with Article 64B of the Social Security Act. Its purpose is to assess whether the pension system continues to provide adequate retirement income, remains financially sustainable in the long term, and distributes responsibilities fairly across society.…
The Legal Framework for Whistleblowing in Malta: A Guide for Employers and Employees Employment and Industrial Relations

The Legal Framework for Whistleblowing in Malta: A Guide for Employers and Employees

1 - Who is a whistleblower? The term ‘whistleblower’ refers to any employee who submits a disclosure to the designated Whistleblowing Reporting Officer, regardless of whether such disclosure qualifies as a protected disclosure. The status and protection of whistleblowers are regulated by the Protection of the Whistleblower Act (Chapter 527). 2 - Who qualifies as a whistleblower under the Act? The term ‘employee’ refers to any person who has entered into, or is engaged under, a contract of service with an employer. This definition also encompasses: Contractors Sub-contractors who perform work, provide services, or agree to carry out such work…
Construction Workers
New Construction Site Regulations Now in Force in Malta Employment and Industrial RelationsReal Estate & Construction

New Construction Site Regulations Now in Force in Malta

On the 7th of September 2025, the Health and Safety at Work (Minimum Health and Safety Requirements for Work at Constructions Sites) Regulations, 2025 (S.L. 646.27) (the “Regulations”) came into force. These Regulations have repealed the Workplace (Minimum Health and Safety Requirements for  Work  at  Construction  Sites)  Regulations (S.L. 646.25). In view of the inherent risks and dangers which can be met by persons present on-site, especially by workers, these Regulations include measures which aim to strengthen the health and safety model laid down by Council Directive 92/57/EEC (the “Construction Safety Directive”) to prevent accidents on construction sites and ensure…
Pensioners
Malta’s Proposed Auto-Enrolment Occupational Pension Regime: Key Implications for Employers and Employees Employment and Industrial Relations

Malta’s Proposed Auto-Enrolment Occupational Pension Regime: Key Implications for Employers and Employees

Introduction On 18 June 2025, the Government of Malta, through the Ministry for Finance, launched a month-long public consultation on the introduction of an auto-enrolment occupational pension regime. This initiative seeks to strengthen long-term retirement savings by requiring employers to offer qualifying pension schemes and automatically enrol eligible employees, subject to an opt-out option. Which Legal Frameworks will be Impacted? Occupational pension plans in Malta are currently offered by two categories of licensed holders governed by distinct legal frameworks. These include Retirement Scheme Administrators, licensed under the Retirement Pensions Act, and long-term insurance undertakings, licensed under the Insurance Business Act.…