Digital Operational Resilience Act (DORA)

Does DORA apply to me?

If you fall under any of the below then DORA is most likely applicable to you, subject to certain exemptions:

ICT Service Providers – any undertaking that provides ICT systems and services to financial entities on an ongoing basis, including hardware as a service, as well as hardware services that incorporate technical support through means of software or firmware update.

Financial entities – this includes a vast range of entities, including:

  • Credit institutions
  • Account information service providers
  • Investment firms
  • AIFMS
  • Cryptoasset service providers
  • Payment institutions
  • Central securities depositories
  • Credit rating agencies
  • Data reporting service providers
  • Insurance and reinsurance undertakings
  • Insurance intermediaries

Is your organisation well prepared for DORA?

The ‘Digital Operational Resilience Act’ or DORA (Regulation (EU) 2022/2554) seeks to enhance and improve ICT operational risk requirements across various financial sectors. What was once a piecemeal approach scattered amongst various laws is now being consolidated into one singular EU regulation. It will become applicable as of 17th January 2025.

Mamo TCV DORA Overview
DORA Legislation
DORA Guidance
Mamo TCV Advocates - DORA Services

If you think that DORA is applicable to you please ask for our assistance

Contact us

Mamo TCV Advocates - DORA Services

UNDERSTANDING DORA

DORA at a glance

The financial sector is increasingly dependent on technology and on tech companies to deliver financial services. This makes financial entities vulnerable to cyber-attacks or incidents.

When not managed properly, ICT risks can lead to disruptions of financial services offered across borders. This in turn, can have an impact on other companies, sectors and even on the rest of the economy, which underlines the importance of the digital operational resilience of the financial sector.

This is where the Digital Operational Resilience Act, or DORA, comes into play.

WHAT WE BELIEVE IN

How can we help?

Our Reputation

Mamo TCV Advocates is a leading Maltese law firm with years of experience in the field of technology law. With clients ranging from world-famous multinational IT companies to individual service providers we can provide your organisation practical advice regardless of the situation you are in.

DORA Compliance

Over the past years we have carried out several legal audits and training sessions for our diverse portfolio of clients and we are now assisting clients with their various new DORA-related legal obligations. From rules relating to direct marketing to data retention obligations, we have you covered.

What we Offer

  • Assistance with identifying applicability of DORA.
  • Negotiation, vetting and amending of contracts between key stakeholders to ensure DORA compliance.
  • Assistance with reporting obligations.
  • Provision of comprehensive expert legal advice to facilitate compliance.

Key Contacts

Claude Micallef-Grimaud - Mamo TCV Advocates
Claude Micallef Grimaud
Antoine Camilleri - Mamo TCV Advocates
Antoine Camilleri

Stay updated with our latest insights

Explore Insights
Investment Services & Funds

MFSA Revises Regulatory Framework for CFD and Rolling Spot Forex Providers

On 6 August 2026, the Malta Financial Services Authority ("MFSA") issued a circular announcing amendments to Section 13 of Part A and Section 7 of Part BI of the Investment Services Rules for Investment Services Providers. The changes primarily affect applicants and licence holders offering contracts for difference ("CFDs") and rolling spot forex contracts. The amendments form part of the MFSA's ongoing review of its Rulebook to ensure that regulatory requirements remain proportionate and aligned with applicable EU legislation and evolving supervisory expectations. Streamlining Authorisation Requirements One of the more significant changes concerns the removal of the definition of "Trading…
Data Protection and Privacy

Ian Deguara Joins Mamo TCV Advocates

In August 2026, Mr Ian Deguara, the former Maltese Information and Data Protection Commissioner, joined Mamo TCV Advocates as Senior Regulatory Advisor. Mr Deguara’s term at the Office of the Information and Data Protection Commissioner (IDPC) came to an end in March 2026. Mamo TCV Advocates’ Managing Partner, Dr Joe Borg Bartolo, welcomed Mr Deguara to the firm, describing his appointment as an important milestone for both the firm and Mr Deguara as he begins this new chapter of his distinguished career in the field of privacy and data protection. Dr Claude Micallef Grimaud and Dr Antoine Camilleri, both partners heading the…
Insurance & Reinsurance

Regulatory Compliance Quarterly Update | Q2 2026

We are pleased to issue the seventeenth edition of the Regulatory Compliance Quarterly Update. These updates are intended to keep Maltese regulated entities informed of regulatory changes and developments taking place in the local financial services space. In this issue, we focus on the sector specific and cross-sectoral regulatory updates relating to investment services, CSPs, fintech, insurance undertakings and insurance intermediaries. The seventeenth Regulatory Compliance Quarterly Update can be found here.The Regulatory Compliance Quarterly Update does not purport to give legal, regulatory, financial or tax advice. Should you require further information or assistance, please do not hesitate to contact Michael…
Banking & Finance
MFSA Enforcement and the Limits of Appeal Rights in Malta: Key Takeaways from the Phoenix Judgment
Telecoms, Media & Technology
EU AI Act Update: What Will Apply From 2 August 2026 And What Is Being Postponed?
Banking & Finance
Payments Insights #6 – EU Legislative Drafting Status of PSD3 and PSR

Get in touch if you require any assistance