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Malta’s Pension System
Consultation on Maltese Pension System Employment and Industrial Relations

Consultation on Maltese Pension System

Introduction On 5th January 2026, the Government of Malta, through the Ministry for Social Policy and Children’s Rights, launched a public consultation on the ‘Strategic Review of the Adequacy, Sustainability, and Solidarity of Malta’s Pension System’. The consultation, which is open until 3rd April 2026, invites feedback from workers, pensioners, employers, and the wider public. This review is conducted every five years in accordance with Article 64B of the Social Security Act. Its purpose is to assess whether the pension system continues to provide adequate retirement income, remains financially sustainable in the long term, and distributes responsibilities fairly across society.…
The Legal Framework for Whistleblowing in Malta: A Guide for Employers and Employees Employment and Industrial Relations

The Legal Framework for Whistleblowing in Malta: A Guide for Employers and Employees

1 - Who is a whistleblower? The term ‘whistleblower’ refers to any employee who submits a disclosure to the designated Whistleblowing Reporting Officer, regardless of whether such disclosure qualifies as a protected disclosure. The status and protection of whistleblowers are regulated by the Protection of the Whistleblower Act (Chapter 527). 2 - Who qualifies as a whistleblower under the Act? The term ‘employee’ refers to any person who has entered into, or is engaged under, a contract of service with an employer. This definition also encompasses: Contractors Sub-contractors who perform work, provide services, or agree to carry out such work…
Construction Workers
New Construction Site Regulations Now in Force in Malta Employment and Industrial RelationsReal Estate & Construction

New Construction Site Regulations Now in Force in Malta

On the 7th of September 2025, the Health and Safety at Work (Minimum Health and Safety Requirements for Work at Constructions Sites) Regulations, 2025 (S.L. 646.27) (the “Regulations”) came into force. These Regulations have repealed the Workplace (Minimum Health and Safety Requirements for  Work  at  Construction  Sites)  Regulations (S.L. 646.25). In view of the inherent risks and dangers which can be met by persons present on-site, especially by workers, these Regulations include measures which aim to strengthen the health and safety model laid down by Council Directive 92/57/EEC (the “Construction Safety Directive”) to prevent accidents on construction sites and ensure…
Pensioners
Malta’s Proposed Auto-Enrolment Occupational Pension Regime: Key Implications for Employers and Employees Employment and Industrial Relations

Malta’s Proposed Auto-Enrolment Occupational Pension Regime: Key Implications for Employers and Employees

Introduction On 18 June 2025, the Government of Malta, through the Ministry for Finance, launched a month-long public consultation on the introduction of an auto-enrolment occupational pension regime. This initiative seeks to strengthen long-term retirement savings by requiring employers to offer qualifying pension schemes and automatically enrol eligible employees, subject to an opt-out option. Which Legal Frameworks will be Impacted? Occupational pension plans in Malta are currently offered by two categories of licensed holders governed by distinct legal frameworks. These include Retirement Scheme Administrators, licensed under the Retirement Pensions Act, and long-term insurance undertakings, licensed under the Insurance Business Act.…
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Malta Begins Transposition of the EU Pay Transparency Directive Employment and Industrial Relations

Malta Begins Transposition of the EU Pay Transparency Directive

The EU Pay Transparency Directive has quickly become one of the most widely discussed legislative developments in employment law. With its transposition deadline of 7th June 2026, this Directive is drawing considerable attention from employers, employees, HR professionals and legal practitioners alike. While the Directive introduces new rights and obligations aimed at strengthening pay transparency and addressing the gender pay gap, the underlying principle of equal pay for work of equal value is not new to Maltese law. This principle has long been established under Article 27 of the Employment and Industrial Relations Act, Chapter 452 of the Laws of…