Of Counsel

Michael Borg Costanzi

Michael Borg Costanzi

Michael Borg Costanzi is Of Counsel at Mamo TCV Advocates.  He joined Bank of Valletta p.l.c. in 1980 and graduated as Doctor of Laws from the University of Malta in 1993. During the 35 years spent at Bank of Valletta, Michael headed the Bank’s legal office from 2001 and was appointed as a Chief Officer responsible for the Bank’s Legal Office, Office of the Company Secretary, Customer Issues Unit and Compliance Unit in 2008. In 2005, Michael was appointed as a member of the Bank’s Executive Committee and from 2008, he sat on the Bank’s Compliance and Risk Management Committees.

From 2000 to 2009, Michael, as a visiting lecturer, delivered lectures on banking law to law students at the University of Malta.

Michael took up early retirement from Bank of Valletta with effect from the 1 April 2015 and joined Mamo TCV Advocates at the beginning of August 2015.

Michael serves as a non-executive director on a number of boards of local companies.

Michael’s main area of practice is banking and finance.

Michael is a member of the Chamber of Advocates.

Michael Borg Costanzi - Mamo TCV Advocates

Education

  • Doctor of Laws (1993, University of Malta)

Representative Experience

  • Counsel in the matter concerning lending for the acquisition of land and construction of buildings thereon in Malta for a total value of approximately €75,000,000.

Memberships

  • Admitted to the Maltese Bar, Superior Courts of Malta (1993)
  • Malta Chamber of Advocates

Get In Touch

Address

MAMO TCV Advocates
Palazzo Pietro Stiges
103, Strait Street
Valletta, VLT 1436
Malta

Stay updated with our latest insights

Corporate and M&A

No Liquidation Committee? Here’s How a Shareholder Can Step in

This article forms part of a series exploring key procedures and rights under the Companies Act (Chapter 386 of the Laws of Malta) in the context of company liquidation. While not every step requires a direct court application, creditors and other stakeholders still play an active role in shaping the process. When a company is being wound up by the court, a liquidation committee may be appointed to oversee and support the liquidator’s work. This committee is typically made up of creditors and is meant to safeguard the interests of those with a stake in the company’s remaining assets. But…
Corporate and M&A

Preventive Restructuring in Malta: A Better Way to Rescue Troubled Businesses

For many Maltese companies, financial difficulty used to mean a stark choice: muddle through and hope for the best, or head straight for insolvency. A new legal route — preventive restructuring — changes that equation by creating space to repair a viable business before it is too late. For years, the story was familiar. A business in Malta hits a rough patch — a delayed customer payment, a lost contract, a costly dispute, a run of poor trading. Directors, often with the best of intentions, focus on keeping the doors open and the payroll met. Credit stretches. Bank facilities are…
Corporate and M&A

What if the Liquidator isn’t doing their Job? Your Right to Complain in Court

This article is part of a series exploring court actions available under the Companies Act (Chapter 386 of the Laws of Malta). Each article gives a practical overview of a specific legal remedy or procedure involving court supervision, outlining when it applies, the steps required, and the purpose behind it. It is intended as a useful reference point rather than an in-depth academic analysis.  Once a liquidator is appointed to wind up a company, creditors and contributories often assume that the process will proceed smoothly. But what happens when it does not? Under Article 243(1) of the Companies Act, any…
Corporate and M&A
Can Creditors Request a Change in Liquidator? Understanding your Rights during Liquidation
Real Estate & Construction
Legal Update | New Tourism Accommodation Regulations (S.L. 409.24): A Guide for Short-Let Property Owners in Malta
Corporate and M&A
What happens to Directors and Shareholders After a Winding up Order is Issued?